FREE LANDLORD TOOLS
Put your numbers in perspective.
Start with an estimate. Use it to ask better questions.
YOUR PROPERTY, PER MONTH
What’s left after the bills?
Adjust the example numbers to explore a typical month.
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Operating costs: property taxes, insurance, management, utilities, and routine maintenance. Enter total principal and interest under debt payments; exclude escrow there if already in operating costs.
ESTIMATED MONTHLY CASH FLOW
$480
After operating costs, debt payments, and reserves.
Annual cash flow$5,760
Effective monthly income$2,280
Monthly net operating income$1,680
Cash flow is not taxable income.
Principal payments and reserves reduce available cash but are not current tax deductions. Depreciation is a noncash tax item. This tool excludes income taxes, appreciation, sale proceeds, and changes over time.
Numbers are a starting point.
Let’s look at what they mean for your specific properties.